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Building the Future
of Money.
In Fintech, trust is code. We architect secure, PCI-DSS compliant, and low-latency financial software that powers the next generation of banking and payments.
Security isn't a feature. It's the foundation.
We don't "move fast and break things." We move deliberately and secure everything. Our development protocols are designed for zero-trust environments.
Financial Ecosystems We Build.
Next-Gen Payments
Digital Wallets & Payments
Peer-to-Peer (P2P) transfer apps, QR code payment systems, and NFC tap-to-pay integrations. We ensure transactions settle in milliseconds, not minutes.
Smart Lending
Lending & Loan Origination
Automated Loan Origination Systems (LOS) utilizing AI to analyze credit risk, process documents, and disburse funds instantly.
Digital Banking
Neobanking (Challenger Banks)
Full-stack mobile banking solutions including virtual IBANs, physical card issuance APIs, and spending analytics.
Trading Platforms
Investment & WealthTech
Real-time stock/crypto trading dashboards with live charting, portfolio management, and robo-advisory algorithms.
Engineered for Zero Latency.
Backend (The Ledger)
For massive concurrency and immutable transaction logs.
Database (The Vault)
ACID compliance to ensure data integrity during transactions.
Blockchain (The Future)
For DeFi applications and transparent supply chain finance.
Success in Numbers.
Project: Micro-Lending Platform for SEA Market
Challenge: The client needed to process 5,000 loan applications daily with manual underwriting.
Solution: We built an AI-driven credit scoring engine based on alternative data (mobile usage/utility bills).
Result: Reduced underwriting time from 24 hours to 3 minutes.
Frequently Asked Questions
How do you handle KYC (Know Your Customer)?
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We integrate with third-party identity verification providers (like Sumsub, Onfido, or Jumio) to automate document scanning and biometric face matching, ensuring you meet regulatory standards.
Can you integrate with Plaid or Yodlee?
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Yes. We have extensive experience with Open Banking APIs (Plaid, Yodlee, Yapily) to securely connect user bank accounts for balance checks and transaction history.
Do you build Crypto exchanges?
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Yes, we build centralized (CEX) and decentralized (DEX) exchanges with liquidity pool integration and secure hot/cold wallet management systems.
Ready to launch your Fintech product?
The market rewards speed, but demands security. Get both with Codingclave.
Book a Confidential Strategy Call→